Minimum Credit Score: 650 Deposit Relationship: NONE Max LTV: 75% Minimum DSCR: 1.25% Real Estate Collateral: REQUIRED Minimum Loan Amount: $100,000 Maximum Loan Amount: $5,000,000

Purchase Equity Required: 25% Restricted Properties: NONE Start Rate: 7.49% - 8.50% Prepayment Fee: 5% (Y1-Y5) Inelidigble States: AK, HI, VT Full Documentation: Yes